Money Market Accounts

MONEY MARKETS

*NO FEES!

 

A Money Market Account is specifically designed for members who maintain high balances in a liquid account. The Money Market Accounts are federally insured up to $250,000, and unlimited withdrawals are allowed at no cost. Also, they pay competitive monthly dividends. 

The minimum amount required to open a Money Market Account is $20,000, and the dividend rates increase depending on the balance in the account. The dividend rates on the Money Market Accounts are paid monthly and are based on a tiered rate structure. To view the current rates and balances required for each dividend tier-click here.

The balance to earn dividends at the Platinum Plus tier is $250,000. This is the minimum required to earn the highest competitive dividend rate.

Money Market/Platinum Plus

Balance Rate APY**
Balances below $19,999.99 0.05% 0.05%
$20,000.00 -$99,999.00 3.69% 3.75%
$100,000.00 - $249,999.99 3.93% 4.00%
$250,000.00 - $999,999.99 4.41% 4.50%
Balances above $999,999.99 (Platinum Plus Level) 4.65% 4.75%

FREQUENTLY ASKED QUESTIONS

Useful Links:

Forms must be printed and delivered to WCCU staff.

Change of Address Form
ACH Form
Savings Calculators
Current Savings Rates