What Is An Auto Loan?

CU Auto Finder is an affiliated auto broker service. If you are interested in buying a new or used car, this service is available to our members. You may call CU Auto Finders at (770) 446-7969 or click the button below.

CU Auto Finder

Workmen’s Circle Credit Union offers new/used car loans with terms up to sixty (60) months at competitive interest rates. A Consumer Loan Application should be completed and returned with proof of income such as pay stubs or your last completed tax return.

Auto Loan Rates

  
  Length of loan
  New Vehicle
  Used Vehicle
  

Years
74% APR*
74% APR*
  

Years
24% APR*
24% APR*
  

Years
74% APR*
74% APR*
  

Years
24% APR*
24% APR*
  

Credit scores of 750+ will lower the above rates.

FREQUENTLY ASKED QUESTIONS

+ What documentation will WCCU need if the vehicle is purchased from a dealer?
- A buyer’s or purchase order that will provide vehicle information (year, make, model), purchase price and the 17-character Vehicle Identification Number (VIN) for the vehicle. WCCU should be listed as the lienholder on the document by the dealer
- Full insurance coverage should be provided that lists WCCU as the loss payee
+ What documentation will WCCU need if the vehicle is purchased from an individual?
- The title of the vehicle should be provided to ensure that there are no liens on the vehicle. During the approval process, a copy of the title would be sufficient. However, the actual car title is required when the loan is closed at WCCU
- If the seller has a lien on the title, a payoff of the loan securing the vehicle must be obtained from their lender
- The exact mileage on the vehicle
- Amount to be financed (including vehicle purchase price, taxes, tag, title and warranty, less any down payment)
- Full insurance coverage should be provided that lists WCCU as the loss payee
+ What amount can I finance?

WCCU will finance up to 80% of the value of the vehicle.
+ How long can I finance?

WCCU offers terms from two years to five years. The lower the term, the lower the rate.
+ What is WCCU’s definition of a New Car?

A new car is a current or prior year vehicle with 15,000 miles or less.

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Or Call Us At: (912) 356-9225

Length of loan	New Vehicle	Used Vehicle
2 Years	4.74% APR*	5.74% APR*
3 Years	5.24% APR*	6.24% APR*
4 Years	5.74% APR*	6.74% APR*
5 Years	6.24% APR*	7.24% APR*